Skip to content


12Bet Casino Official Site

How to Play Baccarat: Your 2024 Guide to Casino Success

How to Play Baccarat: Your Guide to Casino Success

Of all the types of casino games, Baccarat is by far one of the most elegant and simplistic ones to get into. If you’re a newbie that wants to get in on how to play Baccarat, or a novice that just wants to brush up on the ol’ skills, then you’ve come to the right place! In this guide, we’ll be tackling the very basics of Baccarat, along with our own little tip on the best Baccarat hand.

If you’re ready to get into the run-down of how this stunning casino game works, keep on reading to learn more about it!

What is Baccarat?

How to Play Baccarat: What is Baccarat?

Before you can get into the nitty-gritty of how to play Baccarat, you first need to understand what the game is. With that, Baccarat is a classic casino card game that’s been around forever, starting back in Italy during medieval times. Now, it’s a big deal in casinos everywhere—both land-based and in the digital world.

What’s interesting and all the more exciting about Baccarat is how simple it is. Unlike some other card games where you need a strategy guide thicker than a phonebook, Baccarat keeps it straightforward. The rules pretty much decide when more cards get dealt, so you’re just along for the ride.

Nowadays, thanks to online casinos, you don’t have to be a high roller to learn how to play Baccarat and then give it a shot. You can hop online and play from your couch—convenient and with zero bells and whistles. So whether you’re a total newbie or a seasoned pro, Baccarat’s one of the easiest casino games to get into. It’s quick to learn, loads of fun, and who knows? You might just beat the banker and walk away with a tidy sum.

Casino Rules on How to Play Baccarat

Now that you’ve gotten the little details on what Baccarat is and its history, let’s hop into some of the basic rules that come with this illustrious game.

The objective of Baccarat is to bet on which one—the player or the banker—gets closest to 9. You can also bet on a tie, if you so wish. However, there are still some general rules to follow before you get the gist of Baccarat’s overall simplicity.

Let’s first help you understand the card values in a game of Baccarat.

Baccarat Card Values

Much like in Blackjack and their card values, Baccarat also consists of the same values with just a touch of difference. When learning how to play Baccarat, it is key to learn the different values that you’ll be dealing with per card, which is vital to getting that closest to 9 win.

How to Play Baccarat - Baccarat Card Values
Card values to learn when understanding how to play Baccarat
  • The numbered cards are fairly easy to understand. Meaning, whatever number’s on the card, that’s how many points it’s worth. So, a 2 gets you 2 points, a 3 gives you 3, and so on.
  • Now, those fancy 10s and face cards—the jacks, queens, and kings? They’re worth zero points, unfortunately.
  • But getting an Ace is the luck you’ll need. Aces are surefire winners that are worth a solid 1 point.
  • Oh, and no need to worry about jokers in this game. No jokers are invited to the Baccarat party.

Alright, now that you’ve got the hang of card values, let’s talk about how to play Baccarat when the dealer starts dealing. Each hand—the player’s and the banker’s-gets dealt two cards to start with. Then, it’s time to add ’em up and see what you’ve got.

So, say you get a 3 and a 4 in your hand. That’s a total of 7. Now, if you’re dealt something like a 5 and a King, don’t sweat it—that King might look fancy, but in Baccarat, it’s worth zero, so your total’s just gonna be 5.

What to Do if Your Total Goes Over 9

Now, in Baccarat, the highest total you can have is 9. If your total goes over that, you gotta do some quick math when understanding how to play Baccarat. Just chop off that left-hand digit and focus on the right. So, if you’re dealt a 9 and a 6, your total’s technically 15, but in Baccarat land, it’s just 5. Same goes if you somehow end up with over 20—just look at that right-hand digit.

Baccarat Rules

With that, let’s break down the basic rules on how to play Baccarat:

  • Game Setup: In a game of Baccarat, there’s a six-deck or eight-deck shoe. Each round kicks off with two hands: one for the “Player” and one for the “Banker.”
  • Placing Bets: Before anything else happens, you get to throw down your chips on either the Player’s hand, the Banker’s hand, or if you’re feeling bold, a Tie.
  • Initial Deal: Once the bets are in, it’s time to deal. Both the Player and the Banker get two cards each.
  • Calculating Score: One of the key parts of learning how to play Baccarat is to add up the values of those two cards for each hand. If you end up with a two-digit number, just pay attention to the second digit. So, if you’ve got, say, a 6 and a 3 (which adds up to 9), in Baccarat, that’s worth nine points.
How to Play Baccarat rules on calculating card scores
In this online game on how to play Baccarat, you bet on the Player. Cards are now dealt to show what the Player and Banker got. Since Player got 10 (zero points) and 3 (3 points), but Banker is closer to 9 with their 3 and 6 cards, they win.
  • Natural Win: Now, here’s where things get interesting when you’re understanding how to play Baccarat. If either the Player or Banker lands a total of eight or nine right off the bat (we call that a “natural”), game over—no more cards, just the highest hand takes the prize. And if they tie? Well, it’s a tie game, my friend.
  • Player’s Rule: If there’s no natural win, it’s the Player’s turn to make a move. If their total sits between 0 and 5, they’ll draw a third card. But if they’re sitting with 6 or 7, they’ll stand pat and skip the extra card.
How to play baccarat with a three-card draw
In how to play Baccarat, a third card may be drawn. For this example, you’ll find Player got a 3 and an Ace (combined, it’s worth 4 points). Since it sat between 0 and 5, a third card is forced to be drawn. The banker who first drew a J and K (worth 0 points) also gets a third card drawn. In this case, Player wins as their three-card draw is higher than the Banker’s based on card values.
  • Banker’s Rule: Now it’s the Banker’s turn to play the game. Whether they draw or stand depends on what the Player did and their own hand. Now, in how to play Baccarat, if the Player didn’t draw a third card, the Banker will draw if they’ve got 0 to 5, and stand if they’re at 6 to 7. But if the Player did take that extra card, the Banker’s got a whole set of rules to follow based on their hand and what the Player’s third card is.
  • Deciding the Winner: After all that back and forth, it’s time to see who’s got the winning hand. Whoever’s closest to 9 takes the glory. And if it’s a dead heat? Well, that’s a tie.

How to Play Baccarat Casino Game: Step-by-Step Guide

Got everything down to the rules and card values? Great! You’re now ready to get into the actual playing of Baccarat. The same rules apply for online and land-based Baccarat, with just the differences being you can’t physically see the dealers and players unless you’re participating in a live Baccarat game.

Below is the step-by-step instructions on how to play Baccarat:

1. Start With a Game Plan

Set yourself up for success from the start by holding onto a Baccarat winning strategy, and most of all: setting a budget and win limit.

Treat the game like you would on a night out on the town—this money’s for fun, not for paying the bills. Once you’ve got that budget in mind, stick to it like glue.

Furthermore, winning feels great, but you don’t wanna get greedy and end up losing it all. Decide upfront when it’s time to cash out and call it a day. Some players like to set their limit when they’ve doubled their money—that way, you’re walking away a winner no matter what happens next.

2. Place Your Bet

Make sure to lay down that lucky bet before the dealer starts shuffling their cards. Here’s your lineup of choices when learning how to play Baccarat:

  • Bet on the Banker’s Hand: If you’re feeling lucky with the banker, a win here pays out even money—that’s one to one. So, let’s say you slap down $10 and the banker pulls through for you. You’ll pocket $10, minus a little 5% commission.
  • Bet on the Player’s Hand: Now, if you’re rooting for the player, a win still means even money—no surprises there.
  • Go for the Tie: Feeling bold? You can bet on a tie, and if lightning strikes, you’re looking at a payout of 8 to 1. That means if you throw down $10 and it’s a tie, you’re walking away with about $80!

3. Let The Round Happen

In a round of Baccarat, four cards are dealt—two for the Player and two for the Banker. If either gets 8 or 9 points right away, it’s game over, and whoever’s got the higher score wins. Otherwise, the dealer might draw a third card for either side, following some straightforward rules. If someone gets a natural win with 8 or 9 points, no more cards are drawn, and that’s that.

4. Understand the Winning Hand

One of the key things to remember when learning how to play Baccarat is that we’re always looking for the hand that gets as close as possible to 9 points without going over. In addition to that, no hand gets more than three cards, ever. If we end up in a tie, it’s a stalemate—nobody wins or loses. The dealer’s the one collecting the lost bets and doling out the winnings.

Now, here’s something to keep in mind: if you’re betting on the Banker’s hand and it wins, the casino’s gonna take a little cut, about 5% of your winnings. That’s how they make their money in baccarat. The dealer keeps track of these commissions in a special box and collects them every time a winning Banker’s hand comes up.

Best Hand in Baccarat: 12BET Casino Tip!

What is the Best Hand in Baccarat

With the whole rundown of Baccarat now on your plate, you may now be asking one very important question: what is the best hand in Baccarat?

In Baccarat, 9 is the magic number—that’s the best hand you can get. But the beauty of it is that you don’t have to hit 9 exactly to win. Nope, all you need is to get closer to 9 than the other hand. And whether you win by a little or a lot, the payout’s the same for any winning hand.

As for the worst hand? Well, it’s pretty straightforward when you’re learning how to play Baccarat: it’s the one you bet on that ends up losing to the other hand. But hey, there’s no need to stress about making tough decisions like in  Blackjack. In Baccarat, you’re just along for the ride, watching how it all plays out.

Sure, you could technically call 0 the worst hand since it’s the farthest from 9. But the twist is that if a 9 pops up as the third card, suddenly that 0’s transformed into the best hand in the game.

Wrapping Up on Playing Online Baccarat

Congratulations, you’ve made it to the end! If you’ve made it this far, we can definitely say you’re ready to venture out there and try to play Baccarat on your own now. With our guide, you’ll never be at a loss again while playing this elegant casino game.

Remember, the goal is to get as close to 9 as possible without going over. Place your bets, watch the cards fly, and see if luck’s on your side. And don’t forget to set a budget and win limit to keep your gaming experience enjoyable. Give it a try today over at 12BET and see if you beat the odds!

Leave a Reply

Your email address will not be published. Required fields are marked *