Blackjack is by far one of the most prominent casino games out there. But did you know that there are multiple bets you can wager to win this exciting table game? In this article, we’ll be exploring all the Blackjack side bets out there. We’ll also be including a Blackjack payouts chart for every bet, so you have a better understanding of how much and likely you are to win that side bet!
What are Blackjack Side Bets?

Craving more excitement at the Blackjack table? Blackjack side bets are your ticket to adrenaline-fueled action. These mini-games offer the chance to win big, independent of your main hand.
How do they work? Simple. Place a separate bet alongside your main wager. The rules vary, but most side bets involve cards from your hand or the dealer’s. No impact on your Blackjack game, but a potential jackpot.
A word of caution: Most tables require you to play the main hand to place a side bet. So, master some Blackjack strategies first before diving into these high-stakes thrillers.
Ready to explore? Let’s dive into the most popular Blackjack side bets and see which ones offer the best odds and value.
The Important Side Bets in Blackjack
21+3
In 21+3, your goal is to create the best three-card poker hand using your first two cards and the dealer’s upcard. Hit a winning hand, and you’re golden!
The rewards are one of the most generous Blackjack side bets, with an RTP that typically hovers around 96.30%. Below is the 21+3 Blackjack payouts chart for your reference:
| Blackjack Hand | Blackjack Payout Odds |
| Suited Three of a Kind | 100 to 1 |
| Straight Flush | 35 to 1 |
| Three of a Kind | 25 to 1 |
| Straight | 8 to 1 |
| Flush | 5 to 1 |
Perfect Pair Blackjack

In Blackjack terms, a Perfect Pair is a side bet that you can do upon receiving a pair at the start of your hand. It’s similar to Any Pair, but with a higher payout for hitting a Perfect Pair (two cards of the same rank and suit). Plus, you can win on colored pairs too!
How rare is a Perfect Pair? In an eight-deck game, you’ll hit one about once every 59 hands. And the RTP? Around 96%, making it a solid choice for those seeking a bit of extra excitement. Below are the Blackjack card odds you may encounter when you try one of the most common Blackjack side bets on the table:
| Blackjack Hand | Example Hand | Blackjack Payout Odds |
| Perfect Pair | Q♥Q♥ | 25 to 1 |
| Coloured Pair | 9♣9♠ | 12 to 1 |
| Mixed Pair | A♣A♥ | 6 to 1 |
Bust It
Craving a side bet that’s all about the dealer’s downfall? Bust It is your game. Created by Evolution Gaming and featured in titles like Power Blackjack and Infinite Blackjack, this is one of those Blackjack side bets that offers some of the juiciest odds around: 250 to 1.
In this side bet, players wager on how many cards the dealer will need to bust. Remember, a two-card bust is impossible, so any bust guarantees a win. The more cards the dealer takes to bust, the bigger your payout.
A quick fact: Dealers still bust, so don’t overestimate it. So, the blackjack odds are in your favor… but don’t forget that Bust It has the lowest RTP among UK Blackjack side bets. High rewards come with slightly higher risks!
That being said, here’s the Blackjack payouts chart for Bust It:
| Blackjack Hand | Blackjack Payout Odds |
| Bust in 8 cards or more | 250 to 1 |
| Bust in 7 cards | 100 to 1 |
| Bust in 6 cards | 25 to 1 |
| Bust in 5 cards | 8 to 1 |
| Bust in 4 cards | 2 to 1 |
| Bust in 3 cards | 1 to 1 |
Hot 3

If you’re feeling lucky, we recommend trying out the Hot 3 side bet. If the combined value of your first two cards and the dealer’s upcard adds up to 19, 20, or 21, you’re a winner!
For this, say you’re dealt a Jack and a 2, and the dealer shows a 7. Your total is 19 – hot! You win!
Ready to heat things up? This exciting side bet, available at many online Blackjack tables, including 12BET’s online casino – offering an RTP of 96.21%. Here’s the payout table for one of the hottest Blackjack side bets:
| Blackjack Hand | Blackjack Payout Odds |
| 7-7-7 | 100 to 1 |
| Total 21 Suited | 20 to 1 |
| Total 21 Unsuited | 4 to 1 |
| Total 20 | 2 to 1 |
| Total 19 | 1 to 1 |
Insurance

Insurance is one of the popular Blackjack side bets that offers a chance to protect your main wager when the dealer shows an Ace.
How it works:
- Place your bet: Start the game with your usual wager.
- Dealer’s Ace: If the dealer’s upcard is an Ace, you’re offered a chance to insure.
- Insurance bet: Place a bet equal to half your original wager.
- Dealer’s hand: The dealer checks their hidden card.
- Blackjack: If the dealer has Blackjack, you win your insurance bet at 2:1 but lose your original bet.
- No Blackjack: You lose your insurance bet, and the game continues with your original hand.
Insurance can reduce the house edge, but it’s one of the riskier Blackjack side bets out there!
Any Pair

For straightforward side bets in Blackjack, try your hand with Any Pair. It’s all about those first two cards. Pair up, and you win!
A pair pays at least 7 times your bet. Suited pairs are even better, offering a bigger payout. But how often do pairs hit? Well, in an eight-deck game, expect a pair about once every 13 hands.
With an RTP of 96.58%, Any Pair is a solid choice! Below, you’ll find the Blackjack payouts chart for an Any Pair side bet:
| Blackjack Hand | Blackjack Payout Odds |
| Suited Pair | 20 to 1 |
| Any Pair | 7 to 1 |
Lucky Ladies

The Lucky Ladies is a 20+2 a side bet that rewards you for starting hands with a total value of 20. The bigger the thrill, the bigger the payout!
And the ultimate jackpot? Hitting the Lucky Ladies (two Queens of Hearts) pays out a staggering 200:1. If you’re incredibly lucky and the dealer gets Blackjack, you’re looking at a mind-blowing 1000:1 Lucky Ladies blackjack payout.
Want to learn another exciting bet in Blackjack? Make sure to check out our guide on rummy in Blackjack!
Royal Match Side Bet
Last on our list of Blackjack side bets is none other than the Royal Match! This side bet pays out when your first two cards are a King and Queen of the same suit.
The stakes are high because in a single-deck game, a Royal Match typically pays 10:1. But in a multi-deck game, the payout can soar to 25:1.
Wrapping Up on Blackjack Side Bets
Side bets in Blackjack offer a thrilling way to enhance your gaming experience. With a variety of options, from poker-themed 21+3 to high-risk, high-reward Bust It, you’ll never run out of options when playing this exciting casino card game!
Remember:
- Practice Blackjack strategy first.
- Understand the rules and payouts.
- Manage your bankroll wisely.
Ready to try your luck? Head over to 12BET’s online casino and explore the exciting world of Blackjack side bets!
